<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.matthewdawe.com/mortgages</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/ed73afb1-a80d-45ab-8a69-622c9773537f/043MD_New+Website+v1-11.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/37f6ff8f-ec84-4dd2-bcdc-e95321f36111/043MD_New+Website+v1-17.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/feb33a7c-fcb4-46bf-9dd6-fc798aa4fda4/050MD_Awards+Badges+v1-01.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/d39e1375-c1d6-4348-b322-e965a333e9f2/050MD_Awards+Badges+v1-02.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/8e75bd23-08b0-469a-8751-354166a9c5c8/050MD_Awards+Badges+v1-04.png</image:loc>
      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/624b3c6d42478d55293db95f/1649097842207-TDSBOC47MBJXEHPQUYD9/MHeiderich_ReflexionenZwei-05-copy.jpg</image:loc>
      <image:title>Contact</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/d77632a2-791a-43b3-b2b0-930d16f2eed9/043MD_New+Website+v1-08.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/131b12fd-c81a-4f94-81fd-e11fe1f12439/043MD_New+Website+v1-12.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/why-choose-matthew</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/8c9dd2be-7f85-47e2-bf0a-234c17f02532/Matt-7690.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/referral-introduction-page</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-06-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/430afc42-4207-4a67-af8a-0e4c8ee17486/043MD_New+Website+v1-19.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/subscribe</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/d503d034-5b34-4475-8695-6f0e9472533a/53-531818_car-and-minivan-red-curved-arrow-curved-red-arrow-png.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/webinar-registration-landingpage-1-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/d503d034-5b34-4475-8695-6f0e9472533a/53-531818_car-and-minivan-red-curved-arrow-curved-red-arrow-png.png</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/complaints</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/631fd6f99546fb71d1b0f3cc/ac1bee9f-0cbf-4c4e-8b09-5b80c44a2a22/FSCL-members-logo-white.png</image:loc>
      <image:title>Complaints</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/portfolio-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/portfolio-2/project-two-llrgk-xzl2k</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/portfolio-2/project-one-ephnc-5nk4w</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/firsthomebuyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-14</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/interest-rates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/investment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/kiwisaver</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-19</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/pay-off-your-loan-faster</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-15</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/preapproval</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-19</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/top-tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-19</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/pay-off-your-home-loan-faster-how-offsetting-works</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-16</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-to-pay-off-your-home-loan-in-12-years-with-extra-repayments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-16</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-to-save-hundreds-of-thousands-in-interest-on-your-home-loan-revolving-credit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-16</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-to-build-a-property-portfolio</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/is-it-the-right-time-to-invest-in-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/misunderstandings-about-property-investment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/what-are-the-secrets-to-investing-in-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/what-is-important-about-money-to-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-10</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/what-is-the-process-to-actually-purchasing-your-first-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-21</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/is-it-a-good-time-to-buy-a-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-21</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-much-can-you-borrow</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-21</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-much-deposit-do-you-need</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-21</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/preapprovals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-17</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/guarantors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/how-far-will-interest-rates-rise</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/are-you-aware-of-rising-interest-rates-4-tips-in-4-minutes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/first-home-buyer-kiwisaver-home-start-grant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/kiwisaver-home-withdrawal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-14</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/3-tips-for-first-home-buyers-short</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-13</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/latest-kiwisaver-rates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>https://www.matthewdawe.com/the-vault/v/3-tips-for-first-home-buyers-extended</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-30</lastmod>
  </url>
</urlset>

